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</head>

<img class=”omm-banner__image” style=”visibility:hidden”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/04/handypay_reno_banner-scaled.jpg”>

<div class=”omm-m4 omm-m4-banner omm-sub-title-banner”>Flexible, Affordable Payment Plans</div>

<div class=”omm-a0-light” style=”margin-bottom: 5px”>Pay Later.</div><br/>

<a class=”ommButton” onclick=”window.open(‘https://app.handypayment.com.au/portal/register-get-started/StarCeramicsAustralian’, ‘_blank’)”>Get Started</a>

</div>

</section>

<img class=”omm-logo”

src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/logo.png” />

</section>

<div class=”omm-m4″>Flexible payments that make sense</div>

<div class=”omm-a1″>Who is Handypay?</div>

<div class=”omm-s2 left”

style=”max-width: 90%”>Handypay offers simple payment plan solutions so that you can

turn your house into a home today and pay over time – that’s handy!

</div>

</section>

<section class=”omm-section”

style=”width:100%”>

<div class=”omm-a1″>Flexible Payment Plans</div>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/amount.png”>

</div>

<div class=”omm-a3″>Amounts</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/hourglass.png”>

</div>

<div class=”omm-a3″>Available Terms</div>

<div class=”omm-s2″>1 – 7 Years</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/calendar.png”>

</div>

<div class=”omm-a3″>Repayment Options</div>

<div class=”omm-s2″>Weekly, Fortnightly<br />Monthly</div>

</figcaption>

</figure>

</div>

</section>

<div class=”omm-m4″>Minimum Eligibility Criteria</div>

<div class=”omm-a1″>Who Can Apply?</div>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/18.png” />

</div>

<div class=”omm-s2″>Must be over<br />18 years</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/australia.png” />

</div>

<div class=”omm-s2″>Australian Permanent Resident or Australian Citizen</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/income.png” />

</div>

<div class=”omm-s2″>Must receive employment income</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/person.png” />

</div>

<div class=”omm-s2″>Must be for<br />consumer use only</div>

</figcaption>

</figure>

</div>

</section>

<div class=”omm-m4″>Approved in Seconds</div>

<div class=”omm-a1″>How it Works</div>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/Bascet-1-2.svg”>

</div>

<div class=”omm-s2″>Select what you want to buy</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/phone-1-1.svg”>

</div>

<div class=”omm-a3″>You Apply</div>

<div class=”omm-s2″>Apply to buy now and pay later</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

style=”margin-left:10px”

src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/card_80x80.svg”>

</div>

<div class=”omm-s2″>Approved in seconds & we pay the vendor</div>

</figcaption>

</figure>

<img class=”omm-figure-container__image”

src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/glass-1.svg”>

</div>

<div class=”omm-s2″>Own it today with flexible payments</div>

</figcaption>

</figure>

</div>

</section>

<div>

<text class=”omm-a1-light”>Pay Later.</text>

</div>

<div style=”text-align:center;display:inline-flex”><a class=”ommButton ommButton–bottom”

onclick=”window.open(‘https://app.handypayment.com.au/portal/register-get-started/StarCeramicsAustralian’, ‘_blank’)”>Get Started</a></div>

<div class=”omm-m5-light”

style=”margin-top:10px;”>An inquiry won’t impact your credit score</div>

</div>

<div class=”omm-s2 omm-list-container__list-item”><img

style=”width:1.5em;height:1.5em;margin-right:0.5em;”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/tick.png” />Click

‘Get Started’ and receive a decision in seconds

</div>

<div class=”omm-s2 omm-list-container__list-item”><img

style=”width:1.5em;height:1.5em;margin-right:0.5em;”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/tick.png” />Once

Approved, Handypay will cover the upfront cost of your purchase

</div>

<div class=”omm-s2 omm-list-container__list-item”><img

style=”width:1.5em;height:1.5em;margin-right:0.5em;”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/tick.png” />

Repayments are conveniently scheduled in line with your income

</div>

</section>

<img align=”middle”

src=”https://www.handypayment.com.au/wp-content/uploads/2020/04/handypay_no_exit_fees.jpg”

style=”display:block;width:100%;max-width:1400px;”>

<div class=”omm-m4″>Simple, Affordable Payment Plans</div>

<div class=”omm-a1″>What interest will I pay?</div>

<div class=”omm-s2 left”

style=”max-width: 90%”>Eligible applicants can receive a special discount rate from 6.75%

p.a. (Comparison Rate 7.26%), assuming a $15,000 loan over a 7-year term. For non-eligible

applicants, other fees or charges may apply.

</div>

<div style=”text-align:center;display:inline-flex”><a class=”ommButton ommButton–bottom”

onclick=”window.open(‘https://app.handypayment.com.au/portal/register-get-started/StarCeramicsAustralian’, ‘_blank’)”>Get Started</a></div>

<p class=”omm-m5-light”

style=”margin-top:10px;”>An inquiry won’t impact your credit score</p>

</div>

</section>

<div class=”omm-a1″

style=”display:block; text-align:center; width:100%”>Need help?</div>

<text class=”omm-s1-bold”><a href=”tel:1300 990 115″

style=”text-decoration:none;color:black;font-family:’Open Sans'”>1300 990 115</a></text>

</div>

</section>

<a class=”omm-logo”

href=”https://www.handypayment.com.au”

style=”text-decoration:none;”>

<img style=”width: 100%;”

src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/logo.png” />

</a>

</section>

OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 trading as Handypay | Australian Credit

License 488228. Credit is subject to OurMoneyMarket Lending’s standard terms and conditions and lending

criteria.

</div>

</section>

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