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    Star Ceramics EST. 1999
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            <img class=”omm-banner__image” style=”visibility:hidden”
                src=”https://www.handypayment.com.au/wp-content/uploads/2020/04/handypay_reno_banner-scaled.jpg”>
    <div class=”omm-banner-text” >
    <div class=”omm-m4 omm-m4-banner omm-sub-title-banner”>Flexible, Affordable Payment Plans</div>
    <div class=”omm-a0″>Reno Now,</div>
    <div class=”omm-a0-light” style=”margin-bottom: 5px”>Pay Later.</div><br/>
    <a class=”ommButton” onclick=”window.open(‘https://app.handypayment.com.au/portal/register-get-started/StarCeramicsAustralian’, ‘_blank’)”>Get Started</a>
    </div>
        </section>
        <section class=”omm-section”>
            <img class=”omm-logo”
                src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/logo.png” />
        </section>
        <div class=”omm-separator”></div>
        <section class=”omm-section”>
            <div class=”omm-m4″>Flexible payments that make sense</div>
            <div class=”omm-a1″>Who is Handypay?</div>
            <hr class=”omm-divider” />
            <div class=”omm-s2 left”
                style=”max-width: 90%”>Handypay offers simple payment plan solutions so that you can
                turn your house into a home today and pay over time – that’s handy!
            </div>
        </section>
        <div class=”omm-separator”></div>
        <section class=”omm-section”
            style=”width:100%”>
            <div class=”omm-a1″>Flexible Payment Plans</div>
            <hr class=”omm-divider” />
            <div class=”omm-figure-container omm-figure-container–large” style=”width:80%”>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/amount.png”>
                    </div>
                    <figcaption>
                        <div class=”omm-a3″>Amounts</div>
                        <div class=”omm-s2″>$2,001 – $75,000</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/hourglass.png”>
                    </div>
                    <figcaption>
                        <div class=”omm-a3″>Available Terms</div>
                        <div class=”omm-s2″>1 – 7 Years</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/calendar.png”>
                    </div>
                    <figcaption>
                        <div class=”omm-a3″>Repayment Options</div>
                        <div class=”omm-s2″>Weekly, Fortnightly<br />Monthly</div>
                    </figcaption>
                </figure>
            </div>
        </section>
        <div class=”omm-separator”></div>
        <section class=”omm-section”>
            <div class=”omm-m4″>Minimum Eligibility Criteria</div>
            <div class=”omm-a1″>Who Can Apply?</div>
            <hr class=”omm-divider” />
            <div class=”omm-figure-container omm-figure-container–large”>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/18.png” />
                    </div>
                    <figcaption>
                        <div class=”omm-s2″>Must be over<br />18 years</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/australia.png” />
                    </div>
                    <figcaption>
                        <div class=”omm-s2″>Australian Permanent Resident or Australian Citizen</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/income.png” />
                    </div>
                    <figcaption>
                        <div class=”omm-s2″>Must receive employment income</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/person.png” />
                    </div>
                    <figcaption>
                        <div class=”omm-s2″>Must be for<br />consumer use only</div>
                    </figcaption>
                </figure>
            </div>
        </section>
        <div class=”omm-separator”></div>
        <section class=”omm-section”>
            <div class=”omm-m4″>Approved in Seconds</div>
            <div class=”omm-a1″>How it Works</div>
            <hr class=”omm-divider” />
            <div class=”omm-figure-container omm-figure-container–large omm-figure-container–how-it-works”>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/Bascet-1-2.svg”>
                    </div>
                    <figcaption>
                        <div class=”omm-a3″>You Shop</div>
                        <div class=”omm-s2″>Select what you want to buy</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/phone-1-1.svg”>
                    </div>
                    <figcaption>
                        <div class=”omm-a3″>You Apply</div>
                        <div class=”omm-s2″>Apply to buy now and pay later</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            style=”margin-left:10px”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/card_80x80.svg”>
                    </div>
                    <figcaption>
                        <div class=”omm-a3″>We Pay</div>
                        <div class=”omm-s2″>Approved in seconds &amp; we pay the vendor</div>
                    </figcaption>
                </figure>
                <figure class=”omm-figure-container__figure”>
                    <div class=”omm-figure-container__image-container”>
                        <img class=”omm-figure-container__image”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/glass-1.svg”>
                    </div>
                    <figcaption>
                        <div class=”omm-a3″>Own It</div>
                        <div class=”omm-s2″>Own it today with flexible payments</div>
                    </figcaption>
                </figure>
            </div>
        </section>
        <div class=”omm-separator”></div>
        <section class=”omm-section”>
            <div>
                <text class=”omm-a1″>Reno Now, </text>
                <text class=”omm-a1-light”>Pay Later.</text>
            </div>
            <div style=”margin-top: 50px; margin-bottom: 50px;”>
                <div style=”text-align:center;display:inline-flex”><a class=”ommButton ommButton–bottom”
                        onclick=”window.open(‘https://app.handypayment.com.au/portal/register-get-started/StarCeramicsAustralian’, ‘_blank’)”>Get Started</a></div>
                <div class=”omm-m5-light”
                    style=”margin-top:10px;”>An inquiry won’t impact your credit score</div>
            </div>
            <div class=”omm-list-container” style=”width:90vw;”>
                <div class=”omm-list-container__list”>
                    <div class=”omm-s2 omm-list-container__list-item”><img
                            style=”width:1.5em;height:1.5em;margin-right:0.5em;”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/tick.png” />Click
                        ‘Get Started’ and receive a decision in seconds
                    </div>
                    <div class=”omm-s2 omm-list-container__list-item”><img
                            style=”width:1.5em;height:1.5em;margin-right:0.5em;”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/tick.png” />Once
                        Approved, Handypay will cover the upfront cost of your purchase
                    </div>
                    <div class=”omm-s2 omm-list-container__list-item”><img
                            style=”width:1.5em;height:1.5em;margin-right:0.5em;”
                            src=”https://www.handypayment.com.au/wp-content/uploads/2020/08/tick.png” />
                        Repayments are conveniently scheduled in line with your income
                    </div>
                </div>
            </div>
        </section>
        <div class=”omm-separator”></div>
        <img align=”middle”
            src=”https://www.handypayment.com.au/wp-content/uploads/2020/04/handypay_no_exit_fees.jpg”
            style=”display:block;width:100%;max-width:1400px;”>
        <div class=”omm-separator”></div>
        <section class=”omm-section”>
            <div class=”omm-m4″>Simple, Affordable Payment Plans</div>
            <div class=”omm-a1″>What interest will I pay?</div>
            <hr class=”omm-divider” />
            <div class=”omm-s2 left”
                style=”max-width: 90%”>Eligible applicants can receive a special discount rate from 6.75%
                p.a. (Comparison Rate 7.26%), assuming a $15,000 loan over a 7-year term. For non-eligible
                applicants, other fees or charges may apply.
            </div>
            <div style=”margin-top: 50px; margin-bottom: 10px”>
                <div style=”text-align:center;display:inline-flex”><a class=”ommButton ommButton–bottom”
                        onclick=”window.open(‘https://app.handypayment.com.au/portal/register-get-started/StarCeramicsAustralian’, ‘_blank’)”>Get Started</a></div>
                <p class=”omm-m5-light”
                    style=”margin-top:10px;”>An inquiry won’t impact your credit score</p>
            </div>
        </section>
        <div class=”omm-separator”></div>
        <section class=”omm-section”>
            <div class=”omm-a1″
                style=”display:block; text-align:center; width:100%”>Need help?</div>
            <div style=”display:flex;flex-wrap:nowrap;justify-content:center;align-content:center;”>
                <text class=”omm-s1″>Call us on </text> &nbsp;
                <text class=”omm-s1-bold”><a href=”tel:1300 990 115″
                        style=”text-decoration:none;color:black;font-family:’Open Sans'”>1300 990 115</a></text>
            </div>
        </section>
        <section class=”omm-section”>
            <a class=”omm-logo”
                href=”https://www.handypayment.com.au”
                style=”text-decoration:none;”>
                <img style=”width: 100%;”
                    src=”https://www.handypayment.com.au/wp-content/uploads/2019/07/logo.png” />
            </a>
        </section>
    <div class=”omm-separator”></div>
        <section class=”omm-section”>
            <div class=”omm-s2 omm-s2–footer” style=”max-width: 80%;flex-wrap:nowrap”>
                OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 trading as Handypay | Australian Credit
                License 488228. Credit is subject to OurMoneyMarket Lending’s standard terms and conditions and lending
                criteria.
            </div>
        </section>
    </body>
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